What up doe? Let's get you home.
No fluff, no gatekeeping, no secret menu. Just straight-up answers about buying, selling, and loving a house in the D — so you can move with confidence, not confusion.
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Getting Started
10 questionsWhat does Make Detroit Home actually do?
We help people buy, sell, and actually understand a Detroit house — no fluff, no jargon dump. Beyond the transaction, we're the ones breaking down how the tax system works, what to expect from a 100-year-old house, and which neighborhood fits your vibe. Part real estate team, part your smartest friend who happens to know Detroit inside and out.
Do you only work with buyers, or sellers too?
Both, evenly. Buying and selling in Detroit each come with their own curveballs — sewer scopes and tax uncapping on one side, disclosures and pricing an older home on the other — so we stay sharp on both sides of the table.
What areas do you cover?
Detroit proper is home base, with deep roots in neighborhoods like Bagley, Sherwood Forest, Green Acres, and Palmer Woods, plus the Livernois corridor. We roll through the wider metro too, for anyone weighing city life against the suburbs.
Is Make Detroit Home a brokerage?
Make Detroit Home is our brand — the name behind the work — and we're affiliated with Good Company Realty, which holds the actual brokerage license. You get the personal, one-point-of-contact experience with a real licensed brokerage backing it up.
How is Make Detroit Home different from a typical agent?
We'd rather take fewer clients and go deep than run a high-volume pipeline. That means longer conversations up front, real research on your specific block, and no-fluff education instead of the same generic script every agent hands you.
Do I need an agent to buy a house in Detroit?
Legally, no. Realistically, Detroit's older housing stock and city-specific tax rules make it a place where local knowledge pays for itself fast. Sewer scopes, tax uncapping, open permits — that's exactly the stuff that catches unrepresented buyers off guard.
What's the first step if I'm just starting to think about a move?
Start with a conversation, not a showing. Tell us what you're actually looking for — lifestyle, budget, timeline, how much of a project you want a house to be — before we ever pull up a listing together.
How much does it cost to work with you?
For buyers, our services are typically paid through the deal, not out of your pocket up front — we'll break down exactly how that works under Michigan's current buyer agreement rules. For sellers, commission is a straight, no-surprise conversation we have early.
Can you help if I'm relocating to Detroit from out of state?
Yes, and honestly, it's some of our favorite work. Extra video tours, neighborhood orientation, and the real talk on winters, commutes, and what different pockets of the city actually feel like once you're living there.
What if I'm not ready to buy or sell yet, just curious?
Totally normal place to start. Ask us anything — market conditions, what your place might be worth, what a neighborhood is really like — zero pressure to do a single thing about it yet.
Buying in Detroit
20 questionsWhat makes buying in Detroit different from other cities?
Detroit's housing stock skews older, the tax rules are genuinely unusual (hello, uncapping), and infrastructure quirks like combined sewer systems show up a lot more than in the newer suburbs. None of it's a red flag on its own — it just means you want someone in your corner who's done this before.
What's a sewer scope and why does every Detroit buyer need one?
A sewer scope is a camera inspection of the line running from the house to the street — and in a city with as much aging infrastructure as Detroit, it's one of the most important (and most skipped) inspections out there. A collapsed or root-clogged line can be a five-figure repair, and you want to know before closing, not after.
What is a combined sewer system?
A lot of older Detroit neighborhoods run storm water and sewage through the same pipe, which can mean backups during heavy rain if a property's line isn't in shape. It's normal Detroit infrastructure, not a dealbreaker — and exactly what a sewer scope is built to catch.
How long does buying a home in Detroit typically take?
From a serious search to closing, plan on roughly 30 to 60 days once you're under contract — the search phase before that depends on how specific you're being. Cash deals move fast; financed deals move at your lender's pace.
What's earnest money and how much do I need?
It's a good-faith deposit that tells the seller you're serious, held in escrow and later applied toward your purchase. In Detroit, expect somewhere around 1% to 2% of the offer price, though it can flex.
Do I need a home inspection even on a newer house?
Yes — "newer" in Detroit can still mean 40 or 50 years old, and even true new construction can have workmanship issues worth catching early. An inspection is one of the cheapest kinds of insurance in the whole process.
What's title insurance and do I need it?
It protects you against problems with the property's ownership history — unpaid liens, old claims, paperwork errors — that a title search might miss. Given how many Detroit properties have passed through inheritance, land contracts, or tax foreclosure over the years, it's not optional in our book.
What is a land contract and should I consider one?
A land contract is seller financing — you pay the seller directly and don't get the deed until it's paid off, no traditional mortgage needed. It can open doors for buyers who can't get conventional financing yet, but the terms vary a lot, so we'll walk you through the actual contract line by line before you sign anything.
Are Detroit land bank homes a good option?
Honestly, we don't recommend them for most buyers. They look like a steal on paper, but rehab budgets on Detroit Land Bank homes typically start around $100,000 and climb from there, on top of strict timelines and occupancy requirements that a standard purchase doesn't have. Unless you're a seasoned investor with real renovation experience and cash reserves to match, we'll usually steer you toward the traditional market instead.
What's the deal with "as-is" listings?
"As-is" means the seller isn't making repairs or concessions off inspection findings — it doesn't mean you skip the inspection. It just changes the negotiation: you're deciding whether to buy the house as it stands, period.
How competitive is the Detroit market right now?
It swings block by block more than almost any city we've worked in — some corridors move fast with multiple offers, others sit for months. We'll give you the real read on your specific area and price point, not a citywide headline.
What's escrow and who holds it?
Escrow is a neutral third party — usually a title company — holding your earnest money and, later, the funds and documents needed to close, releasing everything once all conditions are met. It protects buyer and seller until the deal's actually done.
Can I buy a house with cash and skip inspections?
You can, but we'd push back hard on that, especially in a city where sewer lines, roofs, and mechanicals can hide expensive surprises behind fresh paint. Cash gives you leverage; it doesn't make the house any newer.
What closing costs should I budget for as a buyer?
In Michigan, buyer closing costs typically run 2% to 5% of the purchase price — lender fees, title insurance, recording fees, prepaid taxes and insurance. We'll get you an itemized number as soon as you're under contract, no surprises later.
What is a Certificate of Compliance / point-of-sale inspection?
Detroit and a lot of surrounding cities require a municipal inspection before a home can legally change hands, checking for code violations that need to be cleared. We build this timeline in from day one so it doesn't blow up your closing date.
What's an escalation clause and should I use one?
An escalation clause automatically bumps your offer to beat a competing bid, up to a cap you set — it can win you a house in a bidding war, but it also shows the seller your ceiling. We'll help you decide if it's the right move for your specific situation.
Can I waive the inspection contingency to compete?
You can, but we'd only recommend it if you've already had eyes on the property or done your own pre-offer inspection — waiving it blind on a Detroit house, especially an older one, is a real gamble. There are safer ways to make your offer stand out first.
What's a pocket listing or off-market deal?
A pocket listing is a home for sale that never hits the open market — sold through word of mouth or an agent's network instead. They can be a great way to find something before the crowd sees it, which is exactly why relationships matter in this business.
Do multiple offers mean I have to overpay?
Not necessarily — price is one lever, but a clean offer with fewer contingencies, flexible timing, or a stronger down payment can win without going way over asking. We'll help you build the strongest offer for your specific budget, not just the biggest number.
What happens if the appraisal comes in low?
A few moves: renegotiate the price, cover the gap in cash, challenge the appraisal with comps, or walk if your contract has an appraisal contingency. Which one makes sense depends on your specific numbers — we'll work it with you in real time if it comes up.
Historic & Granny Houses
14 questionsWhat is a "granny house," exactly?
Our shorthand for Detroit's classic older housing stock — the sturdy bungalows, foursquares, and Tudors built roughly from the 1900s through the 1940s, usually loaded with original woodwork, tiled bathrooms, and craftsmanship builders don't bother with anymore. We happen to love them, hard.
Why do you specialize in older Detroit homes?
Art and design background plus a genuine love of Detroit architecture means older homes are where our expertise runs deepest — plaster repair, original hardware, historic district rules, all of it. We'd rather be the people who really know this stuff than generalists who know a little about everything.
What should I look for when buying a 100-year-old house?
Start with the big systems — roof, foundation, sewer line, electrical panel, plumbing — since those are where the real money hides. Original trim, doors, and floors are usually fixable, or even a selling point; it's structure and systems that actually change your offer.
Is knob-and-tube wiring a dealbreaker?
Not automatically, but worth knowing about before you buy — some insurers won't cover it, and it's not rated for modern electrical loads. Super common and very solvable in Detroit's older homes; the real question is whether it's already updated or on your to-do list.
What's a historic district designation, and how does it affect renovations?
Detroit's got both local and national historic districts — if your home's in a local one, exterior changes typically need sign-off from the Historic District Commission first. Sounds like a hassle, but it's mostly protecting the exact character that made you want the house.
Do historic homes cost more to insure?
Sometimes — especially with original knob-and-tube, an older roof, or a home that needs specialty coverage to rebuild period details right. We can point you toward insurers who already know Detroit's older housing stock.
What's the deal with plaster walls versus drywall?
Plaster's denser, better at sound dampening, and part of that solid, quiet feel old Detroit homes have — but it cracks with settling and takes more work to repair than drywall. Most cracking is cosmetic, not structural, though we'll always have a pro take a look if you're not sure.
Are old Detroit basements normally that damp?
Some dampness is normal in homes built before modern waterproofing, especially after heavy rain — but standing water or a musty smell is worth digging into. A sump pump, good grading, and clean gutters solve most of it.
What should I know about original windows?
Original wood windows can often be restored instead of replaced, and restoration usually costs less than people expect while keeping the home's character — historic districts may actually require it. Storm windows are a cheap, easy way to boost efficiency without losing the originals.
Is it hard to get financing on a fixer-upper?
Conventional loans can get twitchy over major deferred maintenance, but renovation-specific loans exist for exactly this. We'll match you with a lender who's used to financing Detroit's older housing stock instead of one who bails at the first sign of a fixer.
What's a 203(k) renovation loan?
An FHA-backed loan that rolls your purchase price and renovation budget into one mortgage — huge for Detroit fixer-uppers where the "as-is" price and the "move-in ready" price are worlds apart. More paperwork, slower timeline, so we plan for that up front.
Does my century home need a radon test?
Radon can show up in any home regardless of age, and Michigan does have areas with elevated levels, so a test is cheap insurance either way. If levels come back high, mitigation systems are a pretty straightforward fix.
What's cast iron plumbing, and when does it need replacing?
A lot of older Detroit homes still have original cast iron drain lines, which can last 50 to 100 years but eventually rust and crack from the inside out. A sewer scope and a plumber's inspection will tell you exactly where a specific home's pipes stand.
How do I find a contractor who understands historic homes?
You want someone who's actually worked with plaster, original trim, and older mechanicals — a new-construction contractor can genuinely do more harm than good on a century home. We keep a running list of people we trust, happy to share it.
Selling Your Home
15 questionsWhat's the first step to selling my Detroit home?
A walkthrough and a real conversation about your timeline, your bottom line, and what condition you're willing to sell in. From there we build the pricing strategy and figure out what — if anything — is actually worth fixing first.
How do you determine what my house is worth?
We pull recent comps in your specific area, adjust for condition, square footage, and updates, and factor in how fast homes are actually moving on your block right now. Detroit's market is hyperlocal — a citywide average tells you almost nothing.
Do I need to fix everything before listing?
Nope — we'll help you prioritize repairs that actually move the needle on price versus ones that won't pay for themselves. Sometimes the smarter play is pricing for condition instead of sinking money into upgrades a buyer will just redo.
What paperwork do I need as a Detroit seller?
At minimum: a seller's disclosure statement, proof of any permits for work you've done, and payoff info for your mortgage if you've got one. We'll hand you a full checklist specific to your property once we get rolling.
What's a seller's disclosure statement?
A legally required form where you disclose known issues — past water damage, a leaky roof, electrical problems, that kind of thing. Being thorough and honest here protects you way more than it hurts your sale.
How long will my home sit on the market?
Depends heavily on neighborhood, price point, and condition — some Detroit blocks go under contract in days, others take a couple months. We'll give you a real range based on current activity in your specific area, not a generic citywide number.
Should I be there for showings?
We usually say step out if you can — buyers linger longer, ask more questions, and picture themselves in the space more freely without the seller hovering. We'll coordinate scheduling so it's as painless as possible.
What repairs give the best return before selling?
Fresh paint, deep cleaning, decluttering, and fixing anything an inspector would flag as a safety issue — best return for the least money, hands down. Big renovations rarely pay for themselves dollar for dollar, so we're careful about pushing those.
What if my house needs more work than I can afford to do?
Super common in Detroit, no shame in it at all — we can price the home to reflect its condition and market it straight to the buyers actively hunting for a project. Investors and rehab-minded buyers are a real, active slice of this market.
Can I sell a house I inherited?
Yes — though inherited properties often bring extra steps, like clearing title, working through probate if needed, and sometimes untangling years of deferred maintenance or back taxes. We've guided plenty of families through exactly this.
What if there are code violations or open permits?
These usually need to get cleared before closing, since Detroit typically requires compliance before a sale can go through. We flag these early so they don't blindside you right before your closing date.
How do you market a listing?
Professional photography, a description that's actually written (not a template), targeted online push, and the same design-forward energy we bring to everything else we make. A house priced right and shown well sells itself way faster than one buried in generic marketing.
What's involved in staging an older home?
Staging an older home is usually about editing, not adding — clearing clutter, letting original trim and built-ins breathe, using light and color to play up the character that's already there. We can walk you through simple, low-cost staging or bring in a pro depending on budget.
Do I need to be present at closing?
Not necessarily — Michigan allows remote or mail-away closings in a lot of cases, especially handy if you've already moved out of state. We'll lay out your options well before the closing date.
What if I still owe more than the house is worth?
That's called being underwater, and while it's a tougher conversation, there are still paths forward — a short sale being one — depending on your lender and your specific numbers. We'll be straight with you about what's realistic before you commit to anything.
Taxes & Money
16 questionsWhat is property tax uncapping and why does it matter?
In Michigan, a home's taxable value stays capped while you own it, but that cap resets — "uncaps" — to the full assessed value the year after a sale, which usually means a real jump in property taxes for the new owner. It's the single most misunderstood cost in Detroit real estate, and we make sure every buyer gets it before they make an offer.
What's the Principal Residence Exemption (PRE)?
The PRE exempts your primary residence from the local school operating tax, which can meaningfully knock down your annual bill. You've got to file for it after purchase — it's not automatic — and we'll remind you to actually do it.
How much will my property taxes actually be after I buy?
Thanks to uncapping, your taxes after purchase are typically based on roughly half the sale price — the state equalized value — times the local millage rate, not whatever the previous owner was paying. We run a realistic post-uncapping number for every property we show you.
What is a Neighborhood Enterprise Zone (NEZ)?
A NEZ is an area where the city offers a reduced property tax rate, usually to encourage rehab or new construction. Several Detroit neighborhoods have active NEZ designations, and it can seriously change the math on a purchase.
Are NEZ tax exemptions transferable to a new owner?
Depends on the specific certificate and timing — some transfer with the sale, some don't, and the rules get genuinely nuanced parcel by parcel. Exactly the kind of thing we dig into before you build it into your budget.
What's the homestead exemption process?
In Michigan this is basically the same filing as the Principal Residence Exemption — an affidavit to the local assessor after closing confirming the home's your primary residence. Miss the deadline and you could get stuck paying a higher rate that tax year.
Do I need to appeal my property tax assessment?
If your assessed value looks off compared to comparable homes, yeah, it's worth appealing — Detroit's Board of Review hears these every year, typically in spring. We can help you pull the comps to make your case.
What closing costs are typical in Michigan?
On top of buyer costs, sellers in Michigan typically pay commission, transfer taxes, and title-related fees — usually landing somewhere in the 6% to 9% range of the sale price. We'll get you an exact number once you know your likely sale price.
Are there first-time buyer programs in Detroit?
Yes — down payment assistance and closing cost programs run through the city, state, and some local lenders, though what's active shifts over time. We'll point you toward whatever's live when you're ready to look, and down payment assistance is genuinely our jam.
What's a land value tax and is Detroit considering one?
A land value tax would shift the tax burden toward the land itself rather than the buildings on it — an idea that's been floated in Detroit as a way to spark development on vacant lots. Worth following as a policy conversation, but it isn't the system in place right now.
How does Detroit calculate my tax bill?
Your bill is your property's taxable value times the local millage rate, then adjusted for exemptions like the PRE or a NEZ. We break this down property by property instead of throwing out a generic city average, because the details actually move the number.
What happens to back taxes when I buy a tax-foreclosed home?
In a legit sale, back taxes typically get cleared through the foreclosure and resale process before you take title — but confirming clean title through a title company is non-negotiable regardless. We never let anyone skip title insurance on a property with foreclosure history.
Are there grants for renovating historic Detroit homes?
There have been grant and low-interest loan programs at different points aimed at historic rehab and owner-occupied renovation, though what's available shifts with funding cycles. We keep an eye on what's open and flag anything relevant to your project.
When are Michigan property taxes due?
Michigan splits property taxes into a summer bill (typically due mid-July, though Detroit's exact date can differ) and a winter bill (typically due mid-December). Your mortgage escrow usually handles this automatically if you have one, but it's good to know the rhythm.
What's the difference between a summer tax bill and a winter tax bill?
They're just two installments of your total annual property tax, with the summer bill typically the bigger of the two since it includes school operating taxes. Nothing sinister — just how Michigan splits up the billing.
What's the deal with Detroit's Renaissance Zones?
Renaissance Zones are areas where the city has offered big tax abatements to spur development, historically more common on commercial and larger residential projects than single-family homes. If you're eyeing a bigger investment, ask whether your target area has an active designation.
Neighborhoods & Detroit Life
18 questionsWhich Detroit neighborhood is right for me?
Really depends on how you want daily life to feel — walkable and dense, quiet and tree-lined, close to a specific commute, or built around a certain architectural style. Tell us how you actually want to live and we'll narrow it down, no generic "best neighborhoods" list required.
What's it like living near the Avenue of Fashion / Livernois corridor?
The Livernois corridor is one of Detroit's realest small-business success stories — a walkable strip packed with local shops, restaurants, and a genuine sense of neighborhood pride. It's an area we know inside and out, both as agents and through community work right on the corridor.
Are Bagley, Sherwood Forest, Green Acres, and Palmer Woods different from each other?
Yes, for sure — Palmer Woods and Sherwood Forest lean toward grander, architect-designed homes on bigger lots, while Bagley and Green Acres bring more variety in scale and price with that same tree-canopied, historic feel. We've got full guides on each if you want to go deeper.
Is Detroit walkable?
Varies a ton by neighborhood — corridors like Livernois or parts of Midtown are genuinely walkable, while a lot of residential areas are more car-dependent by design. We'll give you the honest read on what walkability actually looks like wherever you're considering.
What's the deal with Detroit's park system?
Detroit has an unusually large amount of park space for its size, Belle Isle included, plus a network of neighborhood parks that vary in upkeep block by block. If a well-kept park nearby matters to you, we'll factor that straight into your showing list.
How's the commute from Detroit neighborhoods downtown?
Most Detroit neighborhoods run a 15 to 30 minute drive from downtown or Midtown depending on traffic and exact location, with limited but growing transit options. If commute time is a priority, tell us your destination and we'll build it right into the search.
Are there good schools near a neighborhood I'm considering?
School options vary block by block between Detroit Public Schools Community District, charter schools, and nearby private and parochial options. We'll pull current info for any specific area you're weighing instead of leaning on outdated rankings.
What should I know about Detroit winters and older homes?
Older homes can run less efficient than new construction, so it's worth knowing a home's heating system, insulation, and window condition before your first winter there. Not a dealbreaker — just budget and expectation-setting we like to handle up front.
Is it safe to buy in an "up and coming" area?
We're careful with that phrase — it can mean wildly different things block by block, and outsiders misjudge a neighborhood's real character all the time. We'd rather walk the actual streets with you and give you a grounded, honest read than sell you a trend.
What's a block club and should I join one?
A block club is neighbors organizing around local stuff — safety, cleanup, events — and it's a genuinely great fast track into a Detroit neighborhood. We can often connect new buyers straight to the block club nearest their new place.
How do I find community events near a neighborhood I'm considering?
We keep tabs on what's happening — from corridor events like Light Up Livernois down to smaller block gatherings — and we're glad to point you toward what's live near an area you're weighing. Showing up to one event tells you more than a dozen listing photos ever will.
What's the difference between Detroit proper and the metro suburbs?
Detroit proper generally means older housing stock, denser neighborhoods, and lower price points relative to home size, while the suburbs trade some of that character for newer construction and different school district options. Neither one's objectively better — it's about which trade-offs fit your life.
What about Corktown and Midtown — are those different from the historic neighborhoods you mentioned?
Very — Corktown and Midtown are denser, more urban, and closer to downtown, with a mix of historic rowhouses, lofts, and new construction rather than single-family bungalows on big lots. Great fit if you want walkability and city energy over a quiet, tree-lined block.
What's special about Indian Village and Boston-Edison?
These are two of Detroit's grandest historic districts — Indian Village known for its stately mansions, Boston-Edison for its scale and history housing some of the city's most prominent past residents. Both come with serious architectural pedigree and historic district rules to match.
What's Grandmont Rosedale like?
It's actually five distinct sub-neighborhoods on the city's northwest side, known for strong block clubs, well-kept Tudor and colonial-style homes, and one of Detroit's most active community organizations. A great option if community involvement is high on your list.
What's Jefferson Chalmers, and is it flood-prone?
Jefferson Chalmers is a canal-front neighborhood on the east side sometimes called Detroit's "Venice," and yes, some canal-adjacent properties have dealt with flooding — so we always dig into flood history and insurance requirements before you buy there.
What's West Village known for?
A compact, walkable pocket near Indian Village with apartment buildings, cafes, and a strong small-business scene — it's become one of the city's more talked-about neighborhoods for younger buyers wanting historic character close to the action.
Can you help me get to know a neighborhood before I commit?
Absolutely — we'll drive or walk it with you, point you to local spots worth trying, and give you the honest, on-the-ground sense of daily life there. Genuinely one of our favorite parts of the job.
Financing & the Process
14 questionsWhat loan types work best for Detroit's older housing stock?
Conventional loans work fine for homes in good shape, while FHA 203(k) or similar renovation loans are usually the better fit for a property that needs real work. We'll help you figure out which lane your target property falls into before you fall for it.
Do I need a Michigan-licensed lender?
Your lender needs to be licensed to originate loans in Michigan, though they don't have to be physically based here. We work with several local lenders who get Detroit's older housing stock and unusual tax situation, which smooths things out a lot.
What's the difference between pre-qualified and pre-approved?
Pre-qualification is a quick, informal estimate based on self-reported numbers; pre-approval involves an actual credit check and paperwork review, and carries real weight with sellers. In a competitive spot, a pre-approval letter is what gets your offer taken seriously.
How much down payment do I actually need?
Ranges a lot — some programs go as low as 3% down, while conventional loans without mortgage insurance typically want 20%. We'll help you figure out what's realistic for your specific numbers and loan type.
Can I use a conventional loan on a home with an open permit?
Often not — open permits and unresolved code violations can stall conventional financing until they're cleared, which is exactly why we flag these as early as possible. Sometimes a renovation loan's the better fit if the property has work in progress.
What if the home doesn't appraise for the sale price?
Same playbook as above: renegotiate, cover the gap, dispute the appraisal, or walk, depending on your contract. We'll figure out which move actually makes sense for your specific numbers.
How does earnest money differ from a down payment?
Earnest money is a smaller good-faith deposit paid early to show you're serious; your down payment is the bigger chunk you put toward the home at closing. Earnest money usually gets credited toward your down payment, so it's not extra cost stacked on top.
What is a home warranty and is it worth it?
A home warranty covers repair or replacement of major systems and appliances for a set stretch after purchase, usually for an annual fee. On an older home, it can genuinely be worth the peace of mind — we'll help you read the fine print on what's actually covered.
What's the timeline from offer to keys?
Once your offer's accepted, expect roughly 30 to 45 days if you're financing, or as little as one to two weeks for a cash deal with no financing contingencies. Inspection, appraisal, and any city inspections usually set the pace.
Can I use gift funds for my down payment?
Yes, most loan types allow gift funds from family, but your lender will want a gift letter and a paper trail showing where the money came from. We'll make sure you know exactly what documentation to gather before it becomes a last-minute scramble.
Does student loan debt affect my mortgage approval?
It can, since lenders factor your monthly student loan payment into your debt-to-income ratio, but it's rarely a dealbreaker on its own. We'll help you understand how your specific numbers play into what you can qualify for.
Can I buy a house if I'm self-employed?
Absolutely, though self-employed buyers usually need to show two years of tax returns instead of pay stubs, and lenders look closely at your net income, not gross. We work with lenders who are comfortable underwriting self-employed borrowers.
Can unmarried partners buy a house together?
Yes — you'll just want to be intentional about how you hold title and consider a simple agreement covering what happens if you split up or one of you wants to sell. Worth a conversation with an attorney, and we can point you toward one.
What happens at closing, step by step?
You'll sign a stack of loan and title documents, pay whatever closing costs and down payment are left, and once everything's recorded — keys in hand. We'll be right there with you through the whole appointment so nothing on the page catches you off guard.
Detroit Quirks & Practical Stuff
12 questionsWhat's Orangeburg pipe and why does it matter?
Orangeburg is a tar-paper-based sewer pipe used in a lot of mid-century construction that tends to deform and collapse over time — it's exactly the kind of thing a sewer scope is looking for in Detroit. Finding it doesn't mean disaster, it just means budgeting for an eventual replacement.
Is lead paint a concern in older Detroit homes?
Any home built before 1978 — which covers most of Detroit's classic housing stock — can have lead-based paint, and federal law requires disclosure of known lead hazards at sale. It's manageable with the right precautions during renovation, and we'll make sure you know what to ask.
What's DWSD and how does Detroit water billing work?
DWSD is the Detroit Water and Sewerage Department, which bills for water and sewer service separately from your property tax bill. We'll help you understand what to expect for a specific property, since usage and rates vary household to household.
What's a blight ticket?
A blight ticket is a code violation citation from the city for things like an overgrown lot, exterior disrepair, or improper trash storage, and unresolved ones can complicate a sale. We check for open tickets early so they don't surprise you at closing.
Do I need to register a vacant property with the city?
Yes — Detroit requires registration for vacant properties, and skipping it can lead to fines. If you're buying something you don't plan to occupy right away, we'll walk you through what's required.
What's Detroit's alternate-side parking situation?
Detroit enforces alternate-side parking rules during winter snow emergencies to allow plowing, and specific neighborhoods may have their own posted rules on top of that. Worth checking signage on your specific block once you move in.
Are flat roofs common on Detroit homes, and are they a red flag?
Flat or low-slope roofs show up on some Detroit housing styles and additions, and they're not inherently a red flag — but they do have a shorter lifespan and need more diligent upkeep than a pitched roof. We make sure any inspection specifically evaluates roof type and age.
What's the deal with detached garages and alleys?
A lot of Detroit's older housing stock was built with a detached garage accessed by a rear alley — great when the alley's maintained, a headache when it's not. We'll flag alley condition and access during your search if it matters to you.
Is asbestos common in older Detroit homes?
It can show up in things like old pipe insulation, floor tile, and popcorn ceilings in homes built before the 1980s. It's generally only a hazard when disturbed, so we treat it as a renovation consideration rather than an automatic dealbreaker.
What's a Principal Residence Exemption deadline I should know?
File your PRE affidavit as soon as possible after closing — Michigan ties eligibility to specific filing deadlines each year, so we put this on your checklist the day you get keys, not months later.
What's a Property Transfer Affidavit and do I need to file one?
It's a required Michigan form filed with the local assessor within 45 days of a property transfer, letting the city know a sale happened so it can process uncapping correctly. We make sure this gets filed as part of every closing we handle.
What's the difference between a warranty deed and a quitclaim deed?
A warranty deed guarantees the seller has clear title and the right to sell, while a quitclaim deed just transfers whatever interest the seller has, with no guarantees at all. Quitclaims show up a lot in Detroit family transfers and past land contract deals, which is exactly why title insurance matters so much here.
Investing & Rentals
10 questionsCan I buy a Detroit property to flip?
Yes, and it's a real and active part of this market — the key is running accurate rehab numbers up front so your purchase price, renovation budget, and expected resale actually pencil out. We can help you evaluate a specific property's flip potential before you commit.
What's the non-owner-occupied tax rate difference?
Homes that aren't your primary residence don't qualify for the Principal Residence Exemption, so you'll pay the local school operating tax that owner-occupants are exempt from — a real difference worth building into your numbers on any rental or investment purchase.
How does the Wayne County tax foreclosure auction work?
Properties with unpaid taxes eventually go to a public auction, typically held in the fall, where buyers can pick up properties for a fraction of market value — but usually as-is and sight-unseen on the interior, with real risk attached. We'd talk through the trade-offs before you go this route.
Should I buy at the tax auction instead of on the open market?
Depends on your risk tolerance and renovation appetite — auction properties can be a bargain, but you often can't inspect the interior beforehand and may inherit occupants, liens, or serious repair needs. For most first-time buyers, we'd steer toward the traditional market first.
What do I need to know about being a landlord in Detroit?
Michigan has specific rules around security deposits, habitability standards, and the eviction process, and Detroit has its own rental property registration and inspection requirements on top of that. We can point you toward what applies before you put up a "for rent" sign.
Are short-term rentals (Airbnb) legal in Detroit?
Detroit does regulate short-term rentals, including registration requirements, so it's worth confirming current rules for a specific property and neighborhood before counting on that income. Zoning and any deed restrictions matter here too.
What's house hacking, and does it work in Detroit?
House hacking means buying a multi-family property, living in one unit, and renting out the others to offset your mortgage — and Detroit's stock of duplexes and small multi-families makes it a genuinely solid market for this strategy. We can help you find properties that actually pencil out for it.
How do I avoid land contract scams?
Detroit has a real history of predatory land contracts — sellers taking payments for years, then evicting buyers over a technicality with no equity gained. Always have any land contract reviewed by an attorney before signing, and we'll help you spot red flags early.
What's a wholesaler, and should I work with one?
A wholesaler puts a property under contract and then sells that contract to another buyer for a fee, without ever actually owning the home. They're a normal part of Detroit's investment scene, but you'll want extra diligence on title and condition since you're once removed from the actual seller.
Can I buy a duplex or multi-family as a first-time buyer?
Yes, and it's a popular move — many first-time buyer loan programs, including FHA, allow financing on 2-4 unit properties as long as you live in one unit. It's a great way to ease into ownership while rental income helps cover the mortgage.
Working With Us
10 questionsWho's actually on the Make Detroit Home team?
Make Detroit Home is Lauren's brand, built with real support around her — including team members who handle client communication and day-to-day operations — so you get a personal point of contact backed by more than just one person's bandwidth.
How do you stay so hands-on if it's mostly you?
By being picky about how many clients we take on at once. We'd rather guide fewer people really well than spread ourselves thin across a huge pipeline.
Do you only work with certain types of buyers or sellers?
Nope, but we do have serious strength with older and historic homes, first-time buyers who actually want to learn the process, and sellers navigating a property that needs some love before it sells. Sound like you? Great fit. Doesn't? We'll still help.
What's your communication style like?
Direct, warm, and no jargon unless you specifically want it. We'd rather over-explain a Detroit-specific quirk than let you find out about it the hard way later.
Do you have resources for learning before I even call you?
Yes — this FAQ is part of a bigger effort to give away the game, alongside neighborhood guides, a Detroit spots map for clients, and buyer and seller guides that walk the whole process. Dig into what's here, then hit us up whenever a question needs a more personal answer.
Can you help me find a contractor, inspector, or lender?
Yes — we've built a trusted list over time of people who actually understand Detroit's older housing stock, from sewer scope inspectors to contractors who won't flinch at plaster repair. Happy to make the introduction.
What's your take on the NAR settlement changes for buyers?
In practice, buyer agreements are now a required, upfront conversation instead of an afterthought — and we think that's a good thing, since it forces clarity on how we're compensated from day one. We'll walk you through exactly what it means for your purchase before you sign a thing.
Do you help with rental properties, not just sales?
Yes — we've worked on rental listings and can help both landlords and renters navigate Detroit's rental market, which has its own set of considerations totally separate from a standard purchase.
What if I'm just not sure I'm ready?
Completely fine, and it's exactly what a no-pressure conversation is for. We'd rather answer your questions honestly now and stay in touch than rush you into a decision before you're ready.
How do I get started?
Reach out however's easiest, or text us at 313-MDHome6 — tell us a little about what you're trying to do, and we'll take it from there. Let's get you home.
